Can you really escape a Personal Guarantee?

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Absolutely, yes! Our Personal Guarantee Release Scheme has an 80% success rate in reducing or eliminating personal guarantees. Our specialist UK lawyers carefully review your guarantee agreement to identify legal flaws and lender errors – potentially freeing you from personal liability.

✅ No win, no fee – you only pay if we succeed
✅ Expert UK solicitors handle everything on your behalf
✅ Start the process today

What our customers say

The Clear Exit team were truly outstanding—professional, compassionate, and incredibly efficient. They handled everything with expertise and care, making what felt like an overwhelming situation so much easier. The turnaround was impressively fast, and I felt supported every step of the way.

The answers to your Personal Guarantee Release questions

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You don’t have to face it alone. We’ve helped lots of business owners legally and safely escape their Personal Guarantees. Here are the most frequently asked questions. If you need more information please call us on 08000…

Absolutely yes! We specialise in helping business owners challenge PGs and explore ways to be released. If there was unfair pressure, misrepresentation, or errors in the paperwork, we can assess your case and build a strong challenge. If a full release isn’t possible, we can negotiate with lenders to reduce your liability.

A PG is legally binding, but it must be properly drafted and executed. Many business owners don’t realise that mistakes, missing details, or unfair terms can make a PG unenforceable. As UK experts in challenging lenders, we can review your PG, identify weaknesses, and fight for your rights.

What happens if I can’t pay?

Lenders may try to pursue your personal assets, including your home and savings, but they must follow strict legal procedures. Our team specialises in stopping aggressive lender action, exploring legal defences, and negotiating settlements that protect you.

Yes, and we have extensive experience negotiating with lenders to reduce, restructure, or settle PG debts. Many lenders prefer a reasonable settlement rather than costly legal action. We use our expertise to get you the best possible outcome.

While bankruptcy may clear your PG, it has serious long-term consequences that you want to avoid. Before taking this step, speak to us—we can help you explore alternative strategies that might protect your finances without the need for bankruptcy.

Potentially. If a lender should have required independent legal advice and didn’t, the PG may be challenged. We regularly investigate cases where lenders failed to follow the correct process, giving you a chance to fight back.

Yes, unless the PG was properly terminated, you are still responsible for the debt. However, we can review your case, challenge unfair terms, and negotiate with lenders to reduce your liability—even if the business no longer exists.

Some PGs have limits, while others leave you exposed to unlimited liability. We can examine your PG, clarify your exposure, and, if necessary, challenge any unfair or unclear terms.

Our specialist team can assess your documents, gather the right evidence, and fight for your release. Key evidence includes:

  • Any errors in the contract
  • Misrepresentation (e.g., if you were misled about what you were signing)
  • Undue pressure or unfair lender behaviour
  • Lack of legal advice (where required)

Absolutely. Lenders often rely on business owners not knowing their rights—but that’s where we come in. We are UK experts in challenging lenders, helping business owners reduce or remove PG liabilities. We can review your case, identify opportunities to challenge the PG, and negotiate on your behalf. Remember, our Personal Guarantee Release service is on a No Win, No Fee basis – you only pay if we succeed! And in 80% of cases we succeed!

Personal Guarantee Release Experts

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Our specialist UK lawyers carefully review your guarantee agreement to identify legal flaws and lender errors – potentially freeing you from personal liability.

UK Lawyers

We handle everything on your behalf

No Win, No Fee

You only pay if we succeed

80% Success Rate

We identify legal loopholes, lender errors, and negotiation opportunities

Experts in our Field

We have extensive experience negotiating with lenders to reduce, restructure, or settle PG debts

Get Justice

We can assess your case and build a strong challenge

Act Now

The sooner you act, the stronger your position.